Friday, August 26, 2016

VA Loan Eligibility for Surviving Spouses

Contact Christine Ransier to see if you qualify
then contact ME to help you find the perfect home! 

A VA home loan is a home mortgage loan guaranteed by the U.S. Department of Veterans Affairs issued to qualifying U.S. veterans or active duty military members. This program is a wonderful opportunity for those who have served or are serving our country because this loan requires no down payment, no monthly mortgage insurance, and generally a lower mortgage rate.
If a veteran dies before using the benefit of a VA home loan, it may pass to his or her surviving spouse. According to, a deceased veteran’s death does not need to be duty related to pass VA loan benefits to their surviving spouse. The passed veteran must have been eligible for compensation at the time of passing and be rated one of the following:
  • Continuously totally disabled for at least 10 years immediately prior to death
  • Continuously totally disabled for at least 5 years from the date of discharge
  • Continuously totally disabled for at least 1 year prior to death of a POW who died after September 30, 1999
Other criteria of veterans that make a surviving spouse eligible for these benefits are:
  • Died in the line of duty
  • Died as the result of a service-related activity
  • Has been MIA or a POW for over 90 days
Surviving spouses can use this program if they:
  • Have never been remarried
  • Have been remarried and are now divorced from that marriage
  • Have been remarried and their marriage has ended due to the death of a spouse
When obtaining a VA home loan, many veterans using the program must pay a funding fee. This is an amount of money that reduces the loan’s cost to taxpayers. Surviving spouses are exempt from the VA funding fee, causing their loan balance and payments to be lower.

At Fairway Independent Mortgage Corporation, we pride ourselves on helping military families purchase homes. The VA ranked Fairway #8 for total VA purchase loan volume in 2015. If I can help provide any information about VA home loans or about purchasing a home, please don’t hesitate to call me.
Shared with permission

Wednesday, August 24, 2016

Monday, August 15, 2016

Price Reduced!! 2444 Cortland Ave, Grand Junction, CO 81506

Nice North Grand Junction home waiting for you! 3 bedrooms, 2 full baths, and a 2 car garage in a convenient location near shopping, dining and even the hospital!

Seller is also considering a lease-to-own option only through let me know if you would like more information...


Friday, August 12, 2016

Homes Needed in the $150,000 range in Grand Junction Colorado

If you have been thinking of may be the perfect time! I sell homes from $100,000 to $174,999 for only $1750 plus what you want to offer the buyers agent! Contact me for more details!

Monday, August 8, 2016

2831 S Forest Ln, Grand Junction, CO 81504 - Just Listed

Looking for an investment property? A good deal if you are willing to put in a lot of work? Then check out my new listing!

This 4 bedroom home is located in a quiet subdivision and needs carpet/flooring, paint, and a good deep cleaning. Contact me for your personal tour!

Monday, August 1, 2016

Have You Seen Me in Mesa County Colorado?

Have you seen this ugly flyer box at any homes in the Grand Junction Colorado area?? If so, it probably wasn't there long! 

For the past two weeks, whatever house I place it at on MONDAY, goes under contract by WEDNESDAY!!!'s Monday....where will it show up next?

Want it at your home? Contact me for more information and a free evaluation of what your home could sell today's market!